The Most Frequently Asked Questions
Q: How does your financing work?
A: We offer owner financing where we can sell you the home without you having to qualify at a bank.
Q: How much down payment do I need?
A: We are very flexible with down payment. We can offer you many options, and we will always do our best to work with whatever funds you have available. You can even start out on a lease purchase and then move to owner financing at a later date when you have the additional money.
Q: Do you offer down payment assistance programs?
A: Yes we do. A lot of times if you are a bit short on down payment we can set up a monthly payment plan spread out over 1-2 years. We may accept valuables, land, other properties, and vehicles, to help you buy your home.
Q: What other methods of down payments are accepted?
A: We accept certified funds, cash, gold, silver, and guns.
Q: How does your lease purchase program work?
A: We can lease you the home with the exclusive right to purchase it at a later date. Our buyer’s love it because it gives them time to save up for a larger down payment; time to clean up past credit problems, time to sell another home, and also time to try out that neighborhood before buying. We are obligated to sell to you, however you are not obligated to buy. 100% of your option fee/ down payment is credited towards the purchase price of the home, plus you can earn up to 100% credit of the monthly payment towards the purchase price every month you pay your lease on or before the due date.
Q: What is the sweat Equity program?
A: This program is for houses that usually need cosmetic or rehab work. In exchange for your work we will accept a smaller down payment and a better purchase price than if the house was totally remolded. Then you lease the house for an agreed upon time with monthly payments until you can qualify for your own mortgage loan.
Q: What is the Interest Rate on your owner financing?
A: We are flexible with our terms to meet your needs. Typical interest rates range from 7.5% to 10% depending on down payment and application. All credit is accepted and applications are necessary to verify income and employment.
Q: How do I reserve the home?
A: All we need is you’re application. There is no application fee. We will then contact you within 24 hours once we verify income and employment. Please keep in mind that our homes sell/rent quickly so time is of the essence.
If you have additional questions or would like to reserve the home, please
Call us today at:
770-591-5979
